About Jumbo & Super Jumbo Home Loans

A jumbo loan is a type of mortgage that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac. As of 2022, the limit is $647,200 for most of the U.S., while areas like Alaska, Hawaii, Guam, and the U.S. Virgin Islands have a higher limit of $970,800. Because jumbo loans carry more risk for lenders, they often come with slightly higher interest rates.

In addition to jumbo loans, there are super jumbo loans, which exceed the limits of standard jumbo loans, often starting at $1 million or more. These loans are specifically designed for luxury properties and high-end markets, catering to buyers seeking to finance very expensive homes.

We aim to simplify the jumbo and super jumbo loan process with tools and resources that guide you through each step, starting with our Jumbo Loan Qualifier. This tool will help you understand your options and clearly see the differences between loan programs, ensuring you make an informed choice, whether you’re a first-time homebuyer or a repeat buyer.

The Jumbo & Super Jumbo Loan Process

Here’s how our home loan process works:

• Complete our simple Jumbo & Super Jumbo Loan Qualifier
• Receive options based on your unique criteria and scenario
• Compare mortgage interest rates and terms
• Choose the offer that best fits your needs